Millions of Americans Face Debt Collection Lawsuits Without Legal Representation

America’s civil justice system and economy is facing a growing challenge. Debt collection lawsuits are being filed at a pace that many courts—and many consumers—are struggling to handle.  Recent research from the Pew Charitable Trusts shows that up to 4.7 million debt collection lawsuits are filed each year in the United States, making debt collection […]

Understanding Your Mini-Miranda Rights When Dealing with Debt Collectors

Beware If you have recently heard something like “This communication is from a debt collector attempting to collect a debt. Any information obtained from you will be used for that purpose.” This statement is known as Mini- Miranda warnings and it exists to protect you. What is the Mini-Miranda? The name may be familiar to […]